How long do you have until you have to sue a PA auto insurance company if they don’t pay your medical bills after a PA car accident?
Jun 22nd, 2007 | By Michael L. Saile, Jr., Esq. | Category: Blogs, Pennsylvania Injury InformationIn Pennsylvania, most auto insurance policies carry at least $5,000 in medical bill coverage, plus other First Party benefits. So what are First Party benefits?
“First Party” is a common term used when you are talk about or referring to your auto insurance company or the company that you have a contract with. Common First Party benefits include medical bills, income loss protection, accidental death benefits, and funeral benefits.
So what happens if your PA auto insurance company does not pay your medical bills, income loss or other benefits after a PA car accident? You must sue your PA auto insurance company.
When must you sue your PA auto insurance company?
Section 1721 of the Pennsylvania Motor Vehicle Code states that if First Party benefits have not been paid, a lawsuit must be filed against the PA auto insurance company within four years from the date of the PA car accident that caused the injuries that require the medical treatment.
If any First Party Benefits have been paid, the lawsuit must be filed within fours years from the last date of payment of a First Party benefit that resulted from the PA car accident.
If minors are involved (people under 18 years old), a lawsuit for First Party Benefits must be filed within four years form the date on which the injured minor attains 18 years of age.
Contact Saile & Saile LLP for a free, no obligation auto insurance policy review.
The author of this Blog, Michael L. Saile, Jr., Esq. of Saile & Saile LLP, Attorneys-at-Law focuses his practice on fighting for plaintiffs’ personal injury and car accident victim’s rights in both Pennsylvania and New Jersey. We handle all serious injury cases including, car accidents (both limited and full tort), wrongful death, slip & fall downs, construction accidents, Septa, NJ Transit, and other cases other cases. We are located just outside of Philadelphia in lower Bucks County. We also handle Philadelphia plaintiffs’ personal injury and car accident cases. Please visit our personal injury only website at www.pa-nj-injurylawyer.com for more injury information.
