Pennsylvania car insurance policies carry “first-party medical benefits,” which are the benefits owed by Pa car insurance companies to pay for medical care for those injured in PA car accidents.  Recently, a Pennsylvania woman suffered post-traumatic stress disorder following her husband’s death after a PA car accident.   As pedestrians, the woman and her husband were [...]

In September 2002, an 18 year-old driver in New Jersey was drinking and driving with two friends in his car on the Garden State Parkway.   The driver lost control of his car and stuck a motorcyclist.   After the NJ car accident, the injured motorcyclist was lying on the ground and not moving.    The three young [...]

After your Preliminary Hearing in Pennsylvania, the next step is Arraignment in a PA DUI/DWI.   The Preliminary Hearing his held at the local District Justice Court.   After the Preliminary Hearing (assuming your PA DUI/DWI case is held for court) the case is then transferred to the county Common Pleas Court.   In Bucks County, your PA [...]

Defense attorneys who are working on testing and checking the new NJ Alcotest machine for accuracy in the NJ Supreme Court have set forth an estimated timetable for the remainder of the hearings before the NJ Supreme Court. Currently, there are many thousands of NJ DUI cases on hold waiting for the NJ Supreme Court [...]

New Jersey currently has an unfair law on its books.  This law deals with NJ business or corporate auto insurance policies and provisions called “step-down” clauses.    Step-down clauses are part of many business or corporate auto insurance policies in NJ.    Basically, if you are driving a work vehicle or you are insured through your employer’s [...]

In Pennsylvania, most auto insurance policies carry at least $5,000 in medical bill coverage, plus other First Party benefits.   So what are First Party benefits? “First Party” is a common term used when you are talk about or referring to your auto insurance company or the company that you have a contract with.   Common First [...]

Many PA & NJ auto insurance companies claim that if a car accident claimant has pre-existing arthritis (degenerative joint disease-spondylosis) that any new injury claimed to have occurred from the PA or NJ car accident was most likely pre-existing.  According to several medical studies, these auto insurance company claims could not be further from the [...]

If you are pulled over for a NJ DUI, you will most likely be asked to take an NJ Breathalyzer Test or the new NJ Alcotest to determine your blood alcohol content.   The reason you are asked to take the NJ Breathalyzer Test or the new NJ Alcotest is because you have the choice.  You [...]

You may not be aware, but the Pennsylvania Motor Vehicle Code imposes several duties on a person who was involved in a PA car accident.   If you do not perform these duties, under PA law, you could be issued a traffic violation. You must give your name, address, and registration number of the vehicle you [...]

The answer is no. The PA Motor Vehicle Code §1724 specifically states that auto insurance benefits may not be denied solely because the driver of the insured motor vehicle is determined to be under the influence of drugs or intoxicating beverages (DUI/DWI/DAI) at the time of the car accident.   So, even if you have caused [...]

If you have been involved in a PA bicycle – car accident, you may be entitled to more benefits than you think. If you own a vehicle, which has PA auto insurance, (even though you were not in your car at the time of the PA bicycle – car accident) your first party (PA no [...]

An NJ Senate committee is setting forth two changes to the already strict NJ DUI/DWI law.  The current NJ DUI/DWI law has a 10-year look back period.    This means, if you were convicted of an NJ DUI/DWI over ten years ago and you are now convicted of a second NJ DUI/DWI, the second NJ DUI/DWI is [...]

Some PA & NJ auto insurance companies have been accused by many, including CNN, the news network, of following a strategy that takes complete advantage of innocently injured PA & NJ personal injury car accident victims who have “smaller” claims.   The strategy is known as DDD—Delay—Deny—Defend. Delay the claim as long as possible. Deny the [...]

This week, the NJ Appellate Division ruled on a case where it was alleged by the Defendant that the prosecutor did not prove one of the elements of the offense.   As in any criminal or traffic offense, the prosecution must prove all elements or parts of the offense to the judge or jury “beyond a [...]

It has been falsely reported that people cannot be injured in a 5 mph car accident.   Automobile manufactures claim that because cars are designed to crush or deform, at 5 mph, that the car’s occupants cannot be injured in a low speed car accident.   Science and testing has proven this theory wrong. The Spine Research [...]

If you have any questions or concerns about your Pennsylvania or New Jersey personal injury case, DUI, traffic violation, or criminal case, whether you are already a client or not, you can immediately talk to a lawyer at www.sailelaw.com.Just click the “Chat with a Lawyer Online now” icon on the left side of any page [...]

When someone says, “I have full coverage auto insurance” in PA or NJ what does that mean?  Legally, it doesn’t mean much.   In fact, many PA and NJ consumers are confused about what full coverage means.   Some people think full coverage means that have are full tort auto insurance in PA or zero threshold auto [...]

Throughout Pennsylvania and New Jersey and across the nation, jurors have a misconceived bias against personal injury victims and their lawyers.  For the past 30 years of insurance companies have flooded the media with often false or misleading advertising.  No wonder mainstream American has these thoughts.   In reality, most personal injury claims are either denied [...]

Earlier this week, the NJ Appellate Division stated there is no clear rule about how long police can question you on the side of the road before they “arrest” you.  Temporary detention of individuals during the stop of an automobile by police, even if only for a brief period and for a limited purpose, constitutes [...]

Earlier this week, the New Jersey Supreme Court made a ruling on a specific personal injury related issue that may affect your case.  The issue is whether expert testimony is required for the admission of photographs of vehicle damage when the cause or extent of a plaintiff’s injuries are at issue.   Many insurance companies have [...]